Infinity vs. bexio: A comparison of the best accounting software for Switzerland (2026)

bexio brought accounting to the cloud 15 years ago and is now the market leader among SMEs. Infinity is the new Challenger that is rethinking the way accounting works from the ground up using an AI-first approach. In this comparison, we'll show you which software is better suited to your company. Updated with the latest findings, real user feedback and the massive price increase at bexio as of March 2026.

Zuletzt aktualisiert am 27.2.2026

1. Artificial intelligence in accounting: Infinity is a pioneer

Takeaway: The workflows in Infinity are based entirely on AI and automate large parts of accounting. bexio was not developed using an AI-first approach and does not have any deeply integrated AI other than simple document recognition in the mobile app.

The role of artificial intelligence in accounting is constantly increasing. Infinity is Switzerland's first AI accounting software and has deeply integrated AI into the entire platform. With features such as Live Accounting, intelligent booking suggestions and automatic document recognition, accounting for users is almost completely automated. Offers can also be drafted faster thanks to Instant Fill with AI.

Infinity connects directly to your Swiss bank account and imports transactions in real time. The AI automatically suggests the right booking for every transaction, all you have to do is confirm it. This reduces errors, saves time and makes the system particularly attractive for non-accountants. Users report that the monthly workload for bookkeeping is reduced from several hours to 15 to 30 minutes of review and confirmation.

Bexio offers simple automatic document recognition in the bexio Go mobile app, a useful feature that is not available on the desktop or when importing emails. Deeper AI integration has so far been lacking. With Infinity, receipts are analyzed independently of the upload channel and automatically assigned when a new bank transaction occurs, whether via mobile, desktop or email import.

Infinity is continuously developing its AI with the aim of almost completely automating accounting in the long term.

2. Ease of use: Start without previous knowledge

Takeaway: Infinity works intuitively — without any accounting knowledge. bexio requires basic know-how in debit/credit and is described by users as outdated in terms of UX technology.

bexio was developed over 12 years ago. The user interface has remained largely the same since then. It comprises a wide range of functions and settings. Users who want to use bexio to manage their accounts need appropriate financial accounting experience. bexio offers training to avoid errors during set-up. Booking in particular requires an understanding of double accounting (debit/credit).

users on independent rating platforms such as Capterra and GetApp Repeatedly describe the bexio interface as “approximately 10 years out of date”, “slow” and “with too many clicks for simple tasks.”

Infinity, on the other hand, was developed from the ground up with a special focus on beginners — with great emphasis on design, usability and simplicity. Thanks to simple options, double-entry accounting can also be created without understanding debit and credit, with Infinity doing everything necessary in the background. With Infinity, it is also easy to keep a correct VAT accounting without any previous knowledge.

Bookings are suggested by AI, the user only has to confirm them. In addition, the entire system was redesigned at the end of 2024 to significantly improve usability once again. The interface is modern, clear and logically structured — a clear advantage for both self-bookers and trustees.

In their independent comparison writes treuhand-suche.ch in the product review:

“Working in Infinity feels easy and organic. [...] This makes managing company finances easier, especially for beginners who have no accounting experience. The vendor's team has made a real effort to automate double-entry bookkeeping and organize the preparation of annual reports in a way that allows the user to avoid mistakes.”

3. Features: What do you really need?

Takeaway: bexio offers more breadth — Infinity focuses on the essentials.

Both bexio and Infinity can be used to conduct legally compliant double accounting. In contrast to many other programs, both tools can therefore also be used for limited liability companies and working groups.

bexio covers a very wide range of functions, particularly for larger SMEs: from payroll and warehouse management to CRM, projects and time recording to complete order processing. Anyone who uses all modules benefits from a sophisticated tool.

Infinity is aimed at new founders, self-employed people and companies with 25 employees or even more who are looking for an intuitive and automated solution. Core functions such as AI accounting with bank connection (live accounting), intelligent document processing (live capture) and accounting for customer projects, offers & QR invoices are seamlessly integrated and easy to use.

The way infinity.swiss works is different from traditional software: manual reconciliation is replaced by intelligent workflows. Only special cases have to be dealt with manually.

Infinity The functional workload focuses on the needs of self-employed people and smaller companies:

  • AI accounting with live accounting (real-time bank connection)
  • Document recognition with AI (live capture)
  • Accounts payable
  • Interactive evaluations & dashboard
  • Invoicing (QR-bills & offers)
  • Projects & time recording for customer projects
  • Easy CRM
  • Foreign currencies in accounting (automatic FTA rates)
  • payroll (as an add-on for CHF 9 per employee/month plus VAT, more on that below)
  • Public API (contacts & bookings, launched November 2025)

New: Payroll directly in Infinity

Until now, a common criticism of Infinity has been the lack of integrated payroll accounting. That has changed. With Infinity Payroll You can now settle wages completely within Infinity, without system changes and without manual exports.

The key features of Infinity Payroll:

  • Manage employees & wages: Record employees with salary, workload, and dates of entry and departure
  • Deductions & social insurance: Automated calculation of AHV, ALV, BVG, UVG and withholding tax in accordance with Swiss standards
  • Live payroll: Wages are recalculated in real time, no waiting for pay runs, no manual recalculation
  • Payslips: Clear payslips (PDF) per employee with all salary components and deductions
  • Automatic booking: Payroll entries are created automatically in Infinity, directly in your accounting department, without rework

Infinity Payroll is also compatible with the latest standard ELM 5.0 compatible, so you can transfer data directly to the tax office and your social security funds. All processes are carried out via a SWISSDEC-certified partner settled.

price: CHF 9 per employee and month, excluding VAT, as an add-on to your existing Infinity subscription. Infinity Payroll is not designed for very specialized industries such as staffing.

For bexio users, who have seen payroll as an argument for bexio so far, this advantage is largely eliminated.

4. Product development: High movement vs. upcoming modernization

Takeaway: Infinity is bringing new features and AI innovations at a high frequency — with a higher update frequency than any other provider on the market. bexio is struggling with an outdated software architecture.

Bexio Maintains its existing product and, in the development of new functions, primarily launches extensions outside the core product (e.g. the new escrow cockpit or bexio Pay).

bexio is being further developed, at least in part, externally by the outsourcing agency Holycode in Serbia. The core product has remained largely similar for years. Today, there is a focus on integrations and external extensions. In an official article in 2022, bexio wrote that the software architecture in its current form is difficult to expand and that modernization has been underway for some time. Some users on GetApp describe the product as stagnating, with hardly any new features for years. However, many new partner solutions are constantly being added to the marketplace.

Infinity develops everything in-house in Switzerland. Since 2024, there have been well over 100 new features and improvements rolled out — including a comprehensive redesign, new AI features such as Live Capture, Live Payments and Instant Fill, as well as various performance optimizations. 2025 was also full of new features: a revised reconciliation workflow, an advanced anti-duplicate system for bank transactions, CSV and CAMT.053 imports, multilingual documents (DE/FR/IT/EN), a public API and numerous UI improvements for greater productivity (Quick Commit, Multi-Edit, Keyboard Navigation). The full overview can be found in Infinity changelog.

The platform is constantly being developed with a clear focus on AI, usability and efficiency.

5. Price-performance ratio: Direct comparison

Takeaway: bexio has significantly increased prices as of March 1, 2026. Infinity is significantly cheaper for the vast majority of self-employed and micro-companies, with a more modern, AI-driven approach.

bexio, new pricing structure from March 2026

As of March 1, 2026, bexio renamed its packages and increased prices. Existing customers will pay the new prices from their next renewal date.

The price increase on the entry-level package is around 16% compared to the previous starter price (CHF 35). For many micro-companies and freelancers who have already used the cheapest level, this is a significant additional charge without significant new features — even fewer functions, because the banking connection has been removed from the entry-level package and moved to higher packages.

What does that mean

For a typical self-employed person or a solo founder, Infinity is significantly cheaper:

  • Entry level: Infinity Start (CHF 29/month) vs. bexio Advanced (approx. CHF 52/month), around 80% cheaper
  • Recommended package: Infinity Pro (CHF 45/month) vs. bexio Optima (approx. CHF 79/month), around 75% cheaper

That's CHF 276 to 408 savings per year, with a modern, AI-powered approach that also saves you hours of manual effort.

Another important point: Several users report that bexio has additional costs for functions that you would expect as standard with such a high basic price, such as document processing. Infinity includes AI functions and live capture with significantly higher AI document processing quotas.

6. Integrations: bexio has the breadth, Infinity is catching up

Takeaway: bexio offers a sophisticated integration ecosystem. Infinity launched a public API at the end of 2025 and is systematically expanding its offering.

Bexio offers a wide ecosystem of integrations, including Kontera (creditor mask), TRESIO (liquidity planning), Clockodo (time recording) and many more. Most are accessible via separate user interfaces and are not directly embedded in bexio. Many of these integrations are chargeable. User feedback from developer circles points to isolated gaps in the API: unimplemented endpoints, inconsistent documentation, and migration hurdles for API updates.

Infinity In November 2025, has a public REST API launched. At the start, it covers contacts and bookings. The API is documented with clear rate limits (max. 1000 requests/hour), explicit error codes and standardized response formats, which points to a consistently developer-friendly development philosophy.

Existing integrations with Infinity:

  • SwiDoc (audit-proof e-archive)
  • AbaSalary (Payroll entries uploaded directly to Infinity)
  • Further connections to banking, time recording and e-commerce are being planned

For anyone who is heavily reliant on a broad integration ecosystem today, bexio continues to be the safer choice. For self-employed people and small businesses with standard requirements, Infinity already covers the most common use cases, and the API enables developers and tech-savvy teams to build their own connections.

7. Support: Family size vs. large support device

Takeaway: Infinity scores points with competence, sympathy and personality. bexio offers more channels, including telephone support; however, users sometimes complain about customer support.

Bexio offers support via phone, chat and email. Due to the high number of users of over 100,000 customers, support is often heavily utilized. Loud Capterra Is the rating only 2.2 out of 5 stars. Long waiting times, little individual help, and support staff without deep product knowledge are often mentioned. Several reports also describe a “Call-first culture”: Anyone who wants to open or cancel a bexio account often receives multiple calls with the aim of influencing the decision. This is part of bexio's officially documented sales strategy.

Another issue that has been reported repeatedly: If bexio recommends third-party partners for integrations and these then cause problems, support declines any responsibility. Customers are left in a dead end without a contact person.

Infinity Deliberately puts on scalable and fast support via chat. The average response time in 2024 was just 27 minutes. Customer satisfaction with support was 95.8%, a peak value. The internal help center is constantly being expanded and already covers many standard cases. Users appreciate the personal and competent exchange, and direct contact with the founding team is also possible.

8. Conclusion: Which software is right for you?

The choice between Infinity and bexio depends on your specific needs. Here is our honest assessment:

Infinity is the ideal choice if you...

  • You are a freelancer, self-employed person or a small business
  • Want to do bookkeeping without deep accounting knowledge
  • Want to save time and reduce errors through automation
  • looking for a cheaper and more modern alternative after the massive bexio price increase
  • values a clean data policy and easy cancellation

bexio remains the better choice if you...

  • a growing SME with complex requirements (warehouse management, comprehensive order processing)
  • are dependent on a broad, mature integration ecosystem
  • requires automated reminders
  • must issue outgoing invoices in foreign currencies (EUR, USD, etc.)
  • are employed in personnel leasing (Infinity Payroll is not designed for this sector)

14-day free trial

The best way to understand whether Infinity is right for you is, of course, by trying out the tool yourself.

Test Infinity free for 14 days and see the new way of bookkeeping for yourself. Learn more about Infinity as #1 bexio alternative.

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